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Monica De La Cruz

Monica De La Cruz: Net Worth & Disclosed Assets

Republican · Texas · Representative
Trade figures: historical_trades_dedup, trades dated 2021-09-14 → 2026-09-14. Congress discloses bands, never exact amounts.

Net worth · from the 2025 annual disclosure, filed 2026-05-25

Members report every asset and liability in a value band, never a figure. The range below is the arithmetic floor and ceiling those bands allow: assets at their minimums minus liabilities at their maximums, and the reverse. Midpoints are shown only for year-over-year comparison.

Net worth range (2025)
−$558K – $805K
+$318K midpoint change vs 2023
Assets
$442K – $1.3M
24 line items
Liabilities
$450K – $1.0M
3 line items

By year

YearChamberAssetsLiabilitiesNet worth rangeItemsFiling
2025 house $442K – $1.3M $450K – $1.0M −$558K – $805K 24 / 3 PDF 2026-05-25
2024 house $582K – $1.6M $700K – $1.5M −$918K – $880K 26 / 4 PDF 2025-08-13
2023 house $471K – $1.3M $700K – $1.5M −$1.0M – $640K 29 / 4 PDF 2024-08-13

Where the money is (2025)

Cash & bank 4
$253K – $545K
Real estate 2
$115K – $300K
Insurance 8
$50K – $225K
Mutual funds 5
$5K – $75K
Retirement 2
$16K – $65K
Other 3
$3K – $45K

Largest disclosed assets (2025)

HoldingClassOwnerDisclosed value
Freedom Bank Accounts
Rent
Cash & bank self $250K – $500K
Residential Rental Property 2
Rent
Real estate self $100K – $250K
Residential Rental Property 3
Tax-Deferred
Real estate self $15K – $50K
Self Whole Life Insurance Policy Insurance self $15K – $50K
DC3 Whole Life Insurance Policy Insurance self $15K – $50K
DC1 Age Based 17-18 Portfolio
Tax-Deferred
Retirement self $15K – $50K
DC3 whole life insurance policy Insurance self $15K – $50K
Self Whole Life Insurance Policy Insurance self $1K – $15K
Fixed Dollar Option Portfolio
Tax-Deferred
Other self $1K – $15K
VTTVX Vanguard Target Retirement 2025 Fund (VTTVX)
Tax-Deferred
Mutual funds self $1K – $15K
Fidelity VIP Contrafund
Tax-Deferred
Mutual funds self $1K – $15K
Janus Henderson VIT Global Research Portfolio
Tax-Deferred
Mutual funds self $1K – $15K
Initial Class
Tax-Deferred
Other self $1K – $15K
Mainstay VP Janus Henderson Balanced Portfolio
Tax-Deferred
Mutual funds self $1K – $15K
Mainstay VP Mellon Natural Resources
Tax-Deferred
Mutual funds self $1K – $15K

Liabilities (2025)

CreditorTypeOwnerAmount
Chase Bankself$250K – $500K
Chase Bankself$100K – $250K
Shellpointself$100K – $250K

Source: pfd_filings / pfd_assets / pfd_liabilities (House Clerk and Senate eFD annual reports, parsed). Bands are the form's own brackets; the top bracket on some forms is unbounded, which is why a ceiling can read "≥". The form does not state what secures a loan, so liability types are the filer's wording.

Data from STOCK Act disclosures, FEC filings, Senate LDA reports, Personal Financial Disclosures and Congress.gov · all publicly filed federal records. Multi-vector analysis is GovGreed-original derivation. Not financial advice. Not affiliated with the U.S. Government. [live render · net-worth]