OPRT

Oportun Financial Corporation

Sector: financial servicesFinancial - Credit ServicesNASDAQMarket Cap: $229.5M

Oportun is a fintech lender serving underbanked consumers with minimal political/regulatory footprint and no measurable government dependence.

Govt Dependence

8/100

Regulatory Density

35/100

Lobbying Intensity

2/100

Political Signal

LOW

BusinessWhat OPRT does

Oportun provides personal loans and financial services to underbanked and credit-challenged consumers, primarily through digital channels. Revenue derives from loan origination, servicing fees, and interest income on consumer installment loans.

Lifetime Government AwardsOPRT federal contracts

OPRT doesn't hold direct federal contracts.

Verified via USASpending.gov: $0 reported in direct prime-contract awards. Companies in this position typically sell federal services indirectly through prime contractors and integrators (e.g., Lockheed Martin, Booz Allen, Microsoft Azure) or through commercial channels that don't appear in USASpending data.

Smart Money · 13F HoldingsHedge funds holding OPRT

$41.1M

Total OPRT held by tracked 13F funds

Funds with OPRT positions

+27

Funds opened this quarter

Two Sigma Investments $4M opened 2025-06-30

Citadel Advisors $3M opened 2025-06-30

Two Sigma Investments $3M opened 2025-09-30

Two Sigma Investments $3M opened 2025-12-31

Citadel Advisors $3M opened 2025-09-30

Two Sigma Investments $3M opened 2025-03-31

Renaissance Technologies $3M opened 2025-03-31

Renaissance Technologies $2M opened 2025-06-30

19 more 13F positions tracked · quarterly delta charts available in member dashboard

Corporate Insiders · Form 4What CEOs, CFOs, and directors are doing with their own stock

No Form 4 activity recorded in the last 180 days.

Bills to WatchLegislation flagged by our analysis

CFPB rulemaking on consumer lendingstate usury law reform

Political ProfileWhere OPRT sits in Washington

Oportun has no active lobbying presence, zero campaign donations, and no politician trading activity. Stock movement driven by earnings/credit metrics, not policy events.

Regulatory ExposureThreats & opportunities

Regulatory threats

CFPB enforcement actions on lending practices
state-level rate caps
consumer protection regulation tightening

Regulatory opportunities

CFPB safe-harbor provisions for fintech lenders
federal preemption of state usury limits

Member intelligence layer

Live signals + predictions for OPRT — for Founders

The free page above gives you the public record. Members see the real-time intelligence layer on top of it:

Live 7-layer signal scores when Congress trades OPRT
Bill Pass Index v2 odds for every bill on the watch list
Iron Triangle alerts (committee × donor × trade)
SEC Form 4 cluster detection (CEO + CFO + director buys)
Whale-Opportunity expected-value ranking
Custom watchlist alerts via email + Discord

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Frequently AskedAbout OPRT & political exposure

Does Oportun Financial Corporation (OPRT) hold federal contracts?

No direct prime contracts reported in USASpending.gov for Oportun Financial Corporation. Companies in the semiconductor and AI hardware sectors often sell to the federal government via prime contractors and cloud resellers (Microsoft Azure, AWS, Lockheed Martin systems integration) rather than as direct primes.

What is OPRT political risk profile?

Government dependence: 8/100. Lobbying intensity: 2/100. Political signal: low.

How does GovGreed track OPRT political activity?

GovGreed integrates STOCK Act congressional trade disclosures, FEC contributions, OGE executive-branch disclosures, USASpending federal contracts, Senate LDA lobbying filings, and SEC Form 4 corporate insider trades into a single queryable graph. OPRT data is updated daily from these official federal sources.