LMND

Lemonade, Inc.

Sector: financial servicesInsurance - Property & CasualtyNYSEMarket Cap: $4.28B

AI-powered digital insurer with minimal government dependence and negligible political engagement, operating in a lightly regulated consumer insurance market.

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Govt Dependence

15/100

Regulatory Density

35/100

Lobbying Intensity

2/100

Political Signal

LOW

BusinessWhat LMND does

Lemonade is a direct-to-consumer property & casualty insurer using AI and behavioral economics to underwrite and settle claims. Primary revenue comes from insurance premiums on renters, homeowners, and pet policies. The company operates primarily in the US consumer insurance market with some international expansion.

12 months past · 3 months futureLMND activity timeline

Congress

buy sell

Insider · Form 4

open-market buy

Hedge fund · 13F

opened + added − trimmed closed holds

Bills

past action (this ticker) upcoming markup (sector) ★ carveout (this ticker)

249 trading days · 0 congressional trades shown · 0 insider buys · 0 13F filings · 0 past bill actions · 5 upcoming markups

Lifetime Government AwardsLMND federal contracts

LMND doesn't hold direct federal contracts.

Verified via USASpending.gov: $0 reported in direct prime-contract awards. Companies in this position typically sell federal services indirectly through prime contractors and integrators (e.g., Lockheed Martin, Booz Allen, Microsoft Azure) or through commercial channels that don't appear in USASpending data.

Congressional TradesWho in Congress is trading LMND

2022-05-06 Bill Hagerty R-Tennessee · senate sale $1,001 - $15,000

2022-05-06 Bill Hagerty R-Tennessee · senate Sale (Partial) $1,001 - $15,000

2021-07-15 (unknown) Purchase $15,001 - $50,000

2021-07-15 (unknown) purchase $15,001 - $50,000

2021-04-01 (unknown) sale $1,001 - $15,000

2021-04-01 (unknown) Sale $1,001 - $15,000

2021-03-15 (unknown) purchase $1,001 - $15,000

2021-03-15 (unknown) sale $1,001 - $15,000

2021-03-12 (unknown) sale $1,001 - $15,000

2021-03-01 (unknown) purchase $1,001 - $15,000

2021-03-01 (unknown) Purchase $1,001 - $15,000

2021-02-16 (unknown) purchase $15,001 - $50,000 58d late

18+ trades on file · most recent 2022-05-16

Corporate Insiders · Form 4What CEOs, CFOs, and directors are doing with their own stock

No Form 4 activity recorded in the last 180 days.

Bills to WatchLegislation flagged by our analysis

state insurance regulation harmonizationAI transparency in underwriting

Political ProfileWhere LMND sits in Washington

Lemonade has zero federal lobbying activity, no campaign donations, and no measurable politician trading. Stock movement is driven by earnings, underwriting performance, and insurtech sector trends rather than legislative/regulatory events.

Regulatory ExposureThreats & opportunities

Regulatory threats

state-level insurance commissioner scrutiny
AI bias in pricing/underwriting
consumer protection regulation

Regulatory opportunities

federal insurance data standardization
regulatory sandbox expansion for insurtech

Member intelligence layer

Live signals + predictions for LMND — for Founders

The free page above gives you the public record. Members see the real-time intelligence layer on top of it:

Live 7-layer signal scores when Congress trades LMND
Bill Pass Index v2 odds for every bill on the watch list
Iron Triangle alerts (committee × donor × trade)
SEC Form 4 cluster detection (CEO + CFO + director buys)
Whale-Opportunity expected-value ranking
Custom watchlist alerts via email + Discord

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Frequently AskedAbout LMND & political exposure

Does Lemonade, Inc. (LMND) hold federal contracts?

No direct prime contracts reported in USASpending.gov for Lemonade, Inc.. Companies in the semiconductor and AI hardware sectors often sell to the federal government via prime contractors and cloud resellers (Microsoft Azure, AWS, Lockheed Martin systems integration) rather than as direct primes.

Has Congress traded LMND stock?

18 congressional trades by 2 unique members of Congress, most recently on 2022-05-06. See the Congressional Trading panel for politician-by-politician breakdown.

What is LMND political risk profile?

Government dependence: 15/100. Lobbying intensity: 2/100. Political signal: low.

How does GovGreed track LMND political activity?

GovGreed integrates STOCK Act congressional trade disclosures, FEC contributions, OGE executive-branch disclosures, USASpending federal contracts, Senate LDA lobbying filings, and SEC Form 4 corporate insider trades into a single queryable graph. LMND data is updated daily from these official federal sources.