LendingClub Corporation

Sector: financial servicesFinancial - Credit ServicesNYSEMarket Cap: $1.87B

LendingClub is a peer-to-peer lending platform with minimal direct government dependence but faces evolving fintech regulation and consumer protection scrutiny.

Govt Dependence

15/100

Regulatory Density

55/100

Lobbying Intensity

5/100

Political Signal

LOW

BusinessWhat LC does

LendingClub operates an online lending marketplace connecting borrowers and investors, primarily originating personal loans, auto refinancing, and patient finance products. Revenue derives from origination fees, servicing fees, and net interest margin on held loans.

12 months past · 3 months futureLC activity timeline

Congress

buy sell

Insider · Form 4

open-market buy

Hedge fund · 13F

opened + added − trimmed closed holds

Bills

past action (this ticker) upcoming markup (sector) ★ carveout (this ticker)

240 trading days · 0 congressional trades shown · 0 insider buys · 10 13F filings · 0 past bill actions · 5 upcoming markups

Lifetime Government AwardsLC federal contracts

LC doesn't hold direct federal contracts.

Verified via USASpending.gov: $0 reported in direct prime-contract awards. Companies in this position typically sell federal services indirectly through prime contractors and integrators (e.g., Lockheed Martin, Booz Allen, Microsoft Azure) or through commercial channels that don't appear in USASpending data.

Smart Money · 13F HoldingsHedge funds holding LC

$348.7M

Total LC held by tracked 13F funds

Funds with LC positions

+40

Funds opened this quarter

Citadel Advisors $43M opened 2025-12-31

Citadel Advisors $28M opened 2025-09-30

Millennium Management $28M opened 2024-09-30

Citadel Advisors $26M opened 2025-06-30

Citadel Advisors $24M opened 2024-09-30

Citadel Advisors $17M opened 2024-03-31

Millennium Management $16M opened 2025-06-30

Millennium Management $15M opened 2025-12-31

32 more 13F positions tracked · quarterly delta charts available in member dashboard

Congressional TradesWho in Congress is trading LC

2023-04-10 Daniel S. Goldman D-New York · house Sale $1,001 - $15,000

2023-04-10 Daniel S. Goldman D-New York · house sale $1,001 - $15,000

2017-08-14 (unknown) sale $15,001 - $50,000

2017-08-14 (unknown) Sale $15,001 - $50,000

2017-06-14 (unknown) purchase $1,001 - $15,000

2017-06-14 (unknown) Purchase $1,001 - $15,000

2017-05-15 (unknown) sale $1,001 - $15,000

2017-05-15 (unknown) Sale $1,001 - $15,000

2016-12-12 (unknown) Purchase $1,001 - $15,000

2016-12-12 (unknown) purchase $1,001 - $15,000

2016-06-02 (unknown) purchase $1,001 - $15,000 228d late

2016-03-03 (unknown) purchase $1,001 - $15,000 319d late

16+ trades on file · most recent 2023-05-19

Corporate Insiders · Form 4What CEOs, CFOs, and directors are doing with their own stock

No Form 4 activity recorded in the last 180 days.

Bills to WatchLegislation flagged by our analysis

Truth in Lending Act (TILA) amendmentsEqual Credit Opportunity Act (ECOA) enforcementConsumer Financial Protection Bureau (CFPB) rulemakingstate usury law harmonization

Political ProfileWhere LC sits in Washington

LendingClub has minimal lobbying footprint and no measurable politician trading activity. Stock moves primarily on earnings, credit quality, and fintech sector sentiment rather than legislative/regulatory events.

Regulatory ExposureThreats & opportunities

Regulatory threats

CFPB enforcement actions on lending discrimination
state-level usury caps
consumer data privacy regulation
algorithmic bias scrutiny

Regulatory opportunities

CFPB safe harbor for fintech innovation
federal preemption of state lending restrictions
regulatory clarity on AI/ML in underwriting

Member intelligence layer

Live signals + predictions for LC — for Founders

The free page above gives you the public record. Members see the real-time intelligence layer on top of it:

Live 7-layer signal scores when Congress trades LC
Bill Pass Index v2 odds for every bill on the watch list
Iron Triangle alerts (committee × donor × trade)
SEC Form 4 cluster detection (CEO + CFO + director buys)
Whale-Opportunity expected-value ranking
Custom watchlist alerts via email + Discord

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Frequently AskedAbout LC & political exposure

Does LendingClub Corporation (LC) hold federal contracts?

No direct prime contracts reported in USASpending.gov for LendingClub Corporation. Companies in the semiconductor and AI hardware sectors often sell to the federal government via prime contractors and cloud resellers (Microsoft Azure, AWS, Lockheed Martin systems integration) rather than as direct primes.

Has Congress traded LC stock?

16 congressional trades by 2 unique members of Congress, most recently on 2023-04-10. See the Congressional Trading panel for politician-by-politician breakdown.

What is LC political risk profile?

Government dependence: 15/100. Lobbying intensity: 5/100. Political signal: low.

How does GovGreed track LC political activity?

GovGreed integrates STOCK Act congressional trade disclosures, FEC contributions, OGE executive-branch disclosures, USASpending federal contracts, Senate LDA lobbying filings, and SEC Form 4 corporate insider trades into a single queryable graph. LC data is updated daily from these official federal sources.