Commerce Bancshares, Inc.
Commerce Bancshares, Inc. (CBSH) is a regional bank holding company with $8.0B market cap, showing minimal direct political exposure: zero federal contracts, zero lobbying spend, zero congressional trades, and a single director buy of $119K.
BusinessWhat CBSH does
Commerce Bancshares operates as a bank holding company for Commerce Bank, providing retail, commercial, and wealth management banking services primarily in the Midwest. Revenue lines include net interest income from loans and investments, and non-interest income from service charges, trust fees, and card transaction processing. The company focuses on community banking through a network of branches across multiple states.
6 months past · 3 months futureCBSH activity timeline
Lifetime Government AwardsCBSH federal contracts
CBSH doesn't hold direct federal contracts.
Verified via USASpending.gov: $0 reported in direct prime-contract awards. Companies in this position typically sell federal services indirectly through prime contractors and integrators (e.g., Lockheed Martin, Booz Allen, Microsoft Azure) or through commercial channels that don't appear in USASpending data.
Smart Money · 13F HoldingsHedge funds holding CBSH
Congressional TradesWho in Congress is trading CBSH
Corporate Insiders · Form 4What CEOs, CFOs, and directors are doing with their own stock
Open-market buys
Stock awards & option exercises
Political ProfileWhere CBSH sits in Washington
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STRUCTURAL: No lobbying spend (get_political_influence.lobbying.total_income: 0), no donation patterns, no federal contracts (get_government_precedent.federal_contracts_summary: null), and no congressional trades (Top congressional traders array empty). EVIDENTIARY: Single director buy of $119,275 (get_corporate_insider_signal.top_buys[0].value_usd: 119275) on 2026-03-13, with no cluster or CEO/CFO activity. Net: Minimal evidentiary signal against null structural exposure.
Regulatory ExposureThreats & opportunities
Regulatory threats
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Heightened capital and liquidity requirements for regional banksFederal Reserve, FDIC, OCC"Inherent to sector; no specific bill impacts in Recent bill_impacts array."
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Consumer financial protection rules impacting fee incomeConsumer Financial Protection Bureau (CFPB)"Inherent to sector; no specific bill impacts in Recent bill_impacts array."
Regulatory opportunities
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Potential regulatory relief for community banks via tailored regulationsFederal Reserve, FDIC"Inherent to sector; no specific bill carveouts in Recent bill_carveouts array."
Live signals + predictions for CBSH — for Founders
The free page above gives you the public record. Members see the real-time intelligence layer on top of it:
- Live 7-layer signal scores when Congress trades CBSH
- Bill Pass Index v2 odds for every bill on the watch list
- Iron Triangle alerts (committee × donor × trade)
- SEC Form 4 cluster detection (CEO + CFO + director buys)
- Whale-Opportunity expected-value ranking
- Custom watchlist alerts via email + Discord