Servicemember Credit Monitoring Enhancement Act

119 HR 5923 IH: Servicemember Credit Monitoring Enhancement Act U.S. House of Representatives 2025-11-04 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. I 119th CONGRESS 1st Session H. R. 5923 IN THE HOUSE OF REPRESENTATIVES November 4, 2025 Ms. Stefanik (for herself and Ms. Bynum ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Fair Credit Reporting Act to expand the definition of an active duty military consumer for purposes of certain credit monitoring requirements, and for other purposes. 1. Short title This Act may be cited as the Servicemember Credit Monitoring Enhancement Act . 2. Credit monitoring Section 605A(k) of the Fair Credit Reporting Act ( 15 U.S.C. 1681c–1(k) ) is amended— (1) by amending paragraph (1) to read as follows: (1) Uniformed services member consumer defined In this subsection, the term uniformed services member consumer means a consumer who is a member of the uniformed services (as such term is defined under section 101(a) of title 10, United States Code). ; and (2) in paragraph (2)(A), by striking active duty military consumer and inserting uniformed services member consumer .