UNLOCK Act

119 HR 5105 IH: Unleashing Needed Local Options to Construct and Keep Housing Act U.S. House of Representatives 2025-09-03 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. I 119th CONGRESS 1st Session H. R. 5105 IN THE HOUSE OF REPRESENTATIVES September 3, 2025 Mr. Liccardo (for himself, Mr. Flood , Mr. Fields , and Ms. Salazar ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Housing and Community Development Act of 1974 to expand new home construction, and for other purposes. 1. Short title This Act may be cited as the Unleashing Needed Local Options to Construct and Keep Housing Act or the UNLOCK Act . 2. Amendments to the Housing and Community Development Act of 1974 Section 105(a) of the Housing and Community Development Act of 1974 ( 42 U.S.C. 5305(a) ) is amended— (1) in paragraph (25)(D), by striking and at the end; (2) in paragraph (26), by striking the period at the end and inserting ; and ; and (3) by inserting at the end the following: (27) in the case of any metropolitan city or urban county, State, unit of general local government, insular area, or tribal entity that receives amounts under section 106, for the construction of new residential housing for low- and moderate-income persons, with or without the assistance from a neighborhood-based nonprofit organization, or other private or public nonprofit organization. .