What This Bill Does · Plain English
Summary · Congress.gov
Temperature Event Mitigation Policy Act or the TEMP Act This bill directs the federal crop insurance program to provide for research and development regarding a temperature-based index policy to insure crops (including tomatoes, peppers, sugarcane, strawberries, melons, citrus, peaches, and blueberries) on a nationally-available basis against losses due to a frost or cold weather event. The research and development must (1) evaluate the effectiveness of risk management tools with respect to low frequency and catastrophic loss weather events, and (2) result in a policy that provides protection for production loss or revenue loss. The term policy means an insurance policy, plan of insurance, provision of a policy or plan of insurance, and related materials. Under an index policy, claim payments are generally triggered based on a predetermined index that is entirely independent of the individual farm operation (e.g., temperature level). Under such a policy, the payments are automatically triggered when the index reaches a certain level rather than when an insured farmer files a claim.
Action Timeline
2026-02-11
Read twice and referred to the Committee on Agriculture, Nutrition, and Forestry.
2026-02-11
Introduced in Senate
Frequently Asked Questions
Did S.3843 pass?
S.3843 is still alive. Current stage: COMMITTEE. Pass likelihood: pending.
What does S.3843 do?
Temperature Event Mitigation Policy Act or the TEMP Act This bill directs the federal crop insurance program to provide for research and development regarding a temperature-based index policy to insure crops (including tomatoes, peppers, sugarcane, strawberries, melons, citrus, peaches, and blueberries) on a nationally-available basis against losses due to a frost or cold weather event. The research and development must (1) evaluate the effectiveness of risk management tools with respect to low frequency and catastrophic loss weather events, and (2) result in a policy that provides protection …
Who sponsored S.3843?
S.3843 was sponsored by Ashley Moody (R-Florida).
Full Bill Text
119 S3843 IS: Temperature Event Mitigation Policy Act U.S. Senate 2026-02-11 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. II 119th CONGRESS 2d Session S. 3843 IN THE SENATE OF THE UNITED STATES February 11, 2026 Mrs. Moody introduced the following bill; which was read twice and referred to the Committee on Agriculture, Nutrition, and Forestry A BILL To amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes. 1. Short title This Act may be cited as the Temperature Event Mitigation Policy Act or the TEMP Act . 2. Research and development on frost or cold weather insurance Section 522(c) of the Federal Crop Insurance Act ( 7 U.S.C. 1522(c) ) is amended by adding at the end the following: (20) Frost or cold weather insurance (A) In general The Corporation shall carry out research and development, or offer to enter into 1 or more contracts with 1 or more qualified persons to carry out research and development, regarding an index-based policy to insure crops (including tomatoes, peppers, sugarcane, strawberries, melons, citrus, peaches, blueberries, and any other crop) on a nationally available basis against losses due to a frost or cold weather event. (B) Research and development Research and development under subparagraph (A) shall— (i) evaluate the effectiveness of risk management tools, such as the use of an index, with respect to low frequency and catastrophic loss weather events; and (ii) result in a policy that provides protection for at least 1 of the following: (I) Production loss. (II) Revenue loss. (C) Report Not later than 1 year after the date of enactment of this paragraph, the Corporation shall submit to the Committee on Agriculture of the House of Representatives and the Committee on Agriculture, Nutrition, and Forestry of the Senate a report that describes— (i) the results of the research and development carried out under this paragraph; and (ii) any recommendations with respect to those results. .
Loading intelligence layer…