What This Bill Does · Plain English
Summary
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Action Timeline
2026-02-11
Introduced in Senate
2026-02-11
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Frequently Asked Questions
Did S.3830 pass?
S.3830 is still alive. Current stage: COMMITTEE. Pass likelihood: pending.
Who sponsored S.3830?
S.3830 was sponsored by Ted Budd (R-North Carolina).
Full Bill Text
119 S3830 IS: Tailored Regulatory Updates for Supervisory Testing Act of 2026 U.S. Senate 2026-02-11 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. II 119th CONGRESS 2d Session S. 3830 IN THE SENATE OF THE UNITED STATES February 11, 2026 Mr. Budd (for himself, Mr. Kim , Mr. Kennedy , and Ms. Alsobrooks ) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILL To amend the Federal Deposit Insurance Act to permit Federal banking agencies to examine qualifying insured depository institutions with under $6,000,000,000 in total assets not less than once during each 18-month period, and for other purposes. 1. Short title This Act may be cited as the Tailored Regulatory Updates for Supervisory Testing Act of 2026 or the TRUST Act of 2026 . 2. Modification of examination cycle thresholds for well-managed institutions Section 10(d) of the Federal Deposit Insurance Act ( 12 U.S.C. 1820(d) ) is amended— (1) in paragraph (4)(A), by striking $3,000,000,000 and inserting $6,000,000,000 ; and (2) in paragraph (10), by striking $3,000,000,000 and inserting $6,000,000,000 .
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