What This Bill Does · Plain English
Summary · Congress.gov
Repair Abuses of MSP Payments (RAMP) Act This bill restricts the private right of action against insurance plans that do not provide appropriate primary payment in cases in which Medicare is a secondary payer. Current law allows for a private right of action against primary plans that do not provide appropriate primary payment in cases in which Medicare is a secondary payer; this provision applies to group health plans, workers' compensation plans, automobile or liability insurance plans, and no-fault insurance plans. The bill limits this provision to group health plans.
Action Timeline
2026-02-10
Read twice and referred to the Committee on Finance.
2026-02-10
Introduced in Senate
Frequently Asked Questions
Did S.3816 pass?
S.3816 is still alive. Current stage: COMMITTEE. Pass likelihood: pending.
What does S.3816 do?
Repair Abuses of MSP Payments (RAMP) Act This bill restricts the private right of action against insurance plans that do not provide appropriate primary payment in cases in which Medicare is a secondary payer. Current law allows for a private right of action against primary plans that do not provide appropriate primary payment in cases in which Medicare is a secondary payer; this provision applies to group health plans, workers' compensation plans, automobile or liability insurance plans, and no-fault insurance plans. The bill limits this provision to group health plans.
Who sponsored S.3816?
S.3816 was sponsored by Tim Scott (R-South Carolina).
Full Bill Text
119 S3816 IS: Repair Abuses of MSP Payments (RAMP) Act U.S. Senate 2026-02-10 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. II 119th CONGRESS 2d Session S. 3816 IN THE SENATE OF THE UNITED STATES February 10, 2026 Mr. Scott of South Carolina (for himself and Ms. Hassan ) introduced the following bill; which was read twice and referred to the Committee on Finance A BILL To amend title XVIII of the Social Security Act to permit a private cause of action for damages in the case of a group health plan which fails to provide for primary payment or appropriate reimbursement. 1. Short title This Act may be cited as the Repair Abuses of MSP Payments (RAMP) Act . 2. Private cause of action for damages in the case of a group health plan which fails to provide for primary payment or appropriate reimbursement Section 1862(b)(3)(A) of the Social Security Act ( 42 U.S.C. 1395y(b)(3)(A) ) is amended by striking primary plan and inserting group health plan (as defined in paragraph (1)(A)(v)) .
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