What This Bill Does · Plain English
Summary · Congress.gov
Small Business Technological Act of 2025 This bill authorizes the Small Business Administration (SBA) to finance under the 7(a) loan program business software or cloud computing services that facilitate business operations, product or service delivery, payroll processing, human resources functions, sales and billing functions, or accounting or tracking of inventory. Such software or services include business tools that utilize artificial intelligence. The 7(a) loan program is the SBA's primary business loan program that provides loan guaranties for participating lenders to provide financing to small businesses that are otherwise unable obtain reasonable credit terms.
Vote Breakdown · How Congress voted on HR.915
House
414-4
PASSED
Democrats
207 yea
0 nay
Republicans
204 yea
4 nay
1 present
Independents
3 yea
0 nay
⚠️ 4 members broke with party on this vote
Action Timeline
2026-06-24
Motion to reconsider laid on the table Agreed to without objection.
2026-06-24
On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 4, 1 Present (Roll no. 226).
2026-06-24
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 4, 1 Present (Roll no. 226).
2026-06-24
Considered as unfinished business. (consideration: CR H4227)
2026-06-23
At the conclusion of debate, the chair put the question on the motion to suspend the rules. Mr. Williams (TX) objected to the vote on the grounds that a quorum was not present. Further proceedings on the motion were postponed. The point of
2026-06-23
DEBATE - The House proceeded with forty minutes of debate on H.R. 915.
2026-06-23
Considered under suspension of the rules. (consideration: CR H4142-4143; text: CR H4142)
2026-06-23
Mr. Williams (TX) moved to suspend the rules and pass the bill, as amended.
2026-06-03
Placed on the Union Calendar, Calendar No. 591.
2026-06-03
Reported by the Committee on Small Business. H. Rept. 119-678.
Frequently Asked Questions
Did HR.915 pass?
HR.915 is still alive. Current stage: REPORTED. Pass likelihood: 39%.
What does HR.915 do?
Small Business Technological Act of 2025 This bill authorizes the Small Business Administration (SBA) to finance under the 7(a) loan program business software or cloud computing services that facilitate business operations, product or service delivery, payroll processing, human resources functions, sales and billing functions, or accounting or tracking of inventory. Such software or services include business tools that utilize artificial intelligence. The 7(a) loan program is the SBA's primary business loan program that provides loan guaranties for participating lenders to provide financing to…
Who sponsored HR.915?
HR.915 was sponsored by Mark Alford (R-Missouri).
Who voted against HR.915?
4 members broke with their party on this vote. Notably, Josh Brecheen (R) voted nay.
Full Bill Text
119 HR 915 IH: Small Business Technological Act of 2025 U.S. House of Representatives 2025-02-04 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. I 119th CONGRESS 1st Session H. R. 915 IN THE HOUSE OF REPRESENTATIVES February 4, 2025 Mr. Alford (for himself and Ms. Lee of Nevada ) introduced the following bill; which was referred to the Committee on Small Business A BILL To authorize small business loans to finance access to modern business software, and for other purposes. 1. Short title This Act may be cited as the Small Business Technological Act of 2025 . 2. Additional uses for small business administration business loans (a) In general Section 7(a) of the Small Business Act ( 15 U.S.C. 636(a) ) is amended by adding at the end the following: (38) Access to modern business software The Administration may provide loans under this subsection to finance, in whole or in part, business software or cloud computing services, or any such technology, that facilitates business operations, product or service delivery, the processing, payment, or tracking of payroll expenses, human resources, sales and billing functions, or accounting or tracking of supplies, inventory, records and expenses, including business tools that utilize artificial intelligence. . (b) Rule of construction Nothing in the amendment made by subsection (a) shall be construed to— (1) provide that loans made under section 7(a) of the Small Business Act ( 15 U.S.C. 636(a) ) before the date of enactment of this Act for the purposes described in paragraph (38) of such section 7(a), as added by subsection (a), were not permissible; (2) authorize the use of loans made under section 7(a) of the Small Business Act ( 15 U.S.C. 636(a) ) for research and development purposes; or (3) limit the definition of working capital under the Small Business Act ( 15 U.S.C. 631 et seq. ).
Loading intelligence layer…