What This Bill Does · Plain English
GovGreed Synthesis · AI extraction
This bill amends the Internal Revenue Code to allow individuals who are eligible for, or receive, medical services from the Indian Health Service (IHS) or a tribal organization to still qualify to contribute to a Health Savings Account (HSA). Under current law, being covered by a non-high-deductible health plan (like IHS) disqualifies a person from HSA eligibility. This change removes that disqualification specifically for IHS and tribal care recipients.
Action Timeline
2025-01-15
Referred to the House Committee on Ways and Means.
2025-01-15
Introduced in House
2025-01-15
Introduced in House
Frequently Asked Questions
Did HR.444 pass?
HR.444 is still alive. Current stage: COMMITTEE. Pass likelihood: 40%.
What does HR.444 do?
This bill amends the Internal Revenue Code to allow individuals who are eligible for, or receive, medical services from the Indian Health Service (IHS) or a tribal organization to still qualify to contribute to a Health Savings Account (HSA). Under current law, being covered by a non-high-deductible health plan (like IHS) disqualifies a person from HSA eligibility. This change removes that disqualification specifically for IHS and tribal care recipients.
Who sponsored HR.444?
HR.444 was sponsored by John R. Moolenaar (R-Michigan).
Full Bill Text
119 HR 444 IH: Native American Health Savings Improvement Act U.S. House of Representatives 2025-01-15 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. I 119th CONGRESS 1st Session H. R. 444 IN THE HOUSE OF REPRESENTATIVES January 15, 2025 Mr. Moolenaar (for himself and Mr. Ruiz ) introduced the following bill; which was referred to the Committee on Ways and Means A BILL To amend the Internal Revenue Code of 1986 to permit individuals eligible for Indian Health Service assistance to qualify for health savings accounts. 1. Short title This Act may be cited as the Native American Health Savings Improvement Act . 2. Individuals eligible for Indian Health Service assistance not disqualified from health savings accounts (a) In general Section 223(c)(1) of the Internal Revenue Code of 1986 is amended by adding at the end the following new subparagraph: (E) Special rule for individuals eligible for assistance under Indian Health Service programs For purposes of subparagraph (A)(ii), an individual shall not be treated as covered under a health plan described in such subparagraph merely because the individual receives hospital care or medical services under a medical care program of the Indian Health Service or of a tribal organization. . (b) Effective date The amendment made by this section shall apply to taxable years beginning after December 31, 2024.
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