What This Bill Does · Plain English
Summary · Congress.gov
Resident Education Deferred Interest Act or the REDI Act This bill allows borrowers in medical or dental internships or residency programs to defer student loan payments until the completion of their programs.
Action Timeline
2025-03-11
Referred to the House Committee on Education and Workforce.
2025-03-11
Introduced in House
2025-03-11
Introduced in House
Frequently Asked Questions
Did HR.2028 pass?
HR.2028 is still alive. Current stage: COMMITTEE. Pass likelihood: 29%.
What does HR.2028 do?
Resident Education Deferred Interest Act or the REDI Act This bill allows borrowers in medical or dental internships or residency programs to defer student loan payments until the completion of their programs.
Who sponsored HR.2028?
HR.2028 was sponsored by Brian Babin (R-Texas).
Full Bill Text
119 HR 2028 IH: Resident Education Deferred Interest Act U.S. House of Representatives 2025-03-11 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. I 119th CONGRESS 1st Session H. R. 2028 IN THE HOUSE OF REPRESENTATIVES March 11, 2025 Mr. Babin (for himself and Ms. Houlahan ) introduced the following bill; which was referred to the Committee on Education and Workforce A BILL To amend the Higher Education Act of 1965 to provide for interest-free deferment on student loans for borrowers serving in a medical or dental internship or residency program. 1. Short title This Act may be cited as the Resident Education Deferred Interest Act or the REDI Act . 2. Deferment during a medical or dental internship or residency program Section 455(f) of the Higher Education Act of 1965 ( 20 U.S.C. 1087e(f) ) is amended— (1) in paragraph (1), in the matter preceding subparagraph (A), by striking A borrower and inserting Except as provided in paragraph (7), a borrower ; (2) in paragraph (2)(A)— (A) in clause (i), by striking or after the semicolon; (B) by striking the matter following clause (ii); (C) in clause (ii), by striking the comma at the end and inserting ; or ; and (D) by adding at the end the following: (iii) is serving in a medical or dental internship or residency program; ; and (3) by adding at the end the following: (7) Special rule for certain in school deferment Notwithstanding any other provision of this Act, a borrower described in paragraph (2)(A)(iii) shall be eligible for a deferment, during which periodic installments of principal need not be paid and interest shall not accrue on any loan made to the borrower under this part. .
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