Fair Disaster Assistance Act of 2025

119 HR 1164 IH: Fair Disaster Assistance Act of 2025 U.S. House of Representatives 2025-02-10 text/xml EN Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain. I 119th CONGRESS 1st Session H. R. 1164 IN THE HOUSE OF REPRESENTATIVES February 10, 2025 Mr. Garcia of California (for himself, Mr. Edwards , and Ms. Chu ) introduced the following bill; which was referred to the Committee on Transportation and Infrastructure A BILL To direct the Administrator of the Federal Emergency Management Agency to ensure that certain applicants for assistance after a declared major disaster do not receive a notice of denial while the applicant has a pending insurance claim for disaster-related losses, and for other purposes. 1. Short title This Act may be cited as the Fair Disaster Assistance Act of 2025 . 2. Prohibition on denial of assistance notification before insurance claim determination The Administrator of the Federal Emergency Management Agency shall issue such regulations as are necessary to ensure that an applicant for assistance under section 408 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5174 ) that has indicated ownership of an insurance policy for a home or facility damaged by a major disaster declared under section 401 of such Act that is owned by such applicant does not receive a notice that indicates a denial of assistance before a final determination has been made regarding the approval or denial of a claim under such policy.